LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,864
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,260
−HK$1,418/mo
Today · 4.125%
HK$47,678
baseline
▲ 0.50% · 4.625%
HK$50,579
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,356/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,911
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,250
−HK$1,358/mo
Today · 4.125%
HK$52,608
baseline
▲ 0.50% · 4.625%
HK$55,381
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,216/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,837
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,512
−HK$1,701/mo
Today · 4.125%
HK$57,213
baseline
▲ 0.50% · 4.625%
HK$60,695
+HK$3,482/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,426/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,893
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,500
−HK$1,629/mo
Today · 4.125%
HK$63,129
baseline
▲ 0.50% · 4.625%
HK$66,457
+HK$3,328/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,258/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,810
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,764
−HK$1,985/mo
Today · 4.125%
HK$66,749
baseline
▲ 0.50% · 4.625%
HK$70,810
+HK$4,061/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,498/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,876
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,750
−HK$1,901/mo
Today · 4.125%
HK$73,651
baseline
▲ 0.50% · 4.625%
HK$77,533
+HK$3,882/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,302/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,756
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,268
−HK$2,552/mo
Today · 4.125%
HK$85,820
baseline
▲ 0.50% · 4.625%
HK$91,042
+HK$5,222/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,640/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,840
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,250
−HK$2,444/mo
Today · 4.125%
HK$94,694
baseline
▲ 0.50% · 4.625%
HK$99,685
+HK$4,991/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,388/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,819 · Scale 2, in force from 26 Feb 2026)