LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,867
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,263
−HK$1,417/mo
Today · 4.125%
HK$47,680
baseline
▲ 0.50% · 4.625%
HK$50,582
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,360/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,914
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,253
−HK$1,358/mo
Today · 4.125%
HK$52,611
baseline
▲ 0.50% · 4.625%
HK$55,384
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,222/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,840
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,515
−HK$1,702/mo
Today · 4.125%
HK$57,217
baseline
▲ 0.50% · 4.625%
HK$60,698
+HK$3,481/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,434/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,897
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,503
−HK$1,630/mo
Today · 4.125%
HK$63,133
baseline
▲ 0.50% · 4.625%
HK$66,461
+HK$3,328/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,266/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,814
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,768
−HK$1,985/mo
Today · 4.125%
HK$66,753
baseline
▲ 0.50% · 4.625%
HK$70,814
+HK$4,061/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,506/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,880
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,754
−HK$1,901/mo
Today · 4.125%
HK$73,655
baseline
▲ 0.50% · 4.625%
HK$77,537
+HK$3,882/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,310/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,760
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,273
−HK$2,552/mo
Today · 4.125%
HK$85,825
baseline
▲ 0.50% · 4.625%
HK$91,047
+HK$5,222/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,650/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,845
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,255
−HK$2,444/mo
Today · 4.125%
HK$94,699
baseline
▲ 0.50% · 4.625%
HK$99,691
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,398/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,860 · Scale 2, in force from 26 Feb 2026)