LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,867
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,263
−HK$1,418/mo
Today · 4.125%
HK$47,681
baseline
▲ 0.50% · 4.625%
HK$50,582
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,362/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,915
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,253
−HK$1,358/mo
Today · 4.125%
HK$52,611
baseline
▲ 0.50% · 4.625%
HK$55,385
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,222/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,841
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,516
−HK$1,701/mo
Today · 4.125%
HK$57,217
baseline
▲ 0.50% · 4.625%
HK$60,699
+HK$3,482/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,434/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,897
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,504
−HK$1,630/mo
Today · 4.125%
HK$63,134
baseline
▲ 0.50% · 4.625%
HK$66,461
+HK$3,327/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,268/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,814
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,768
−HK$1,985/mo
Today · 4.125%
HK$66,753
baseline
▲ 0.50% · 4.625%
HK$70,815
+HK$4,062/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,506/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,880
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,755
−HK$1,901/mo
Today · 4.125%
HK$73,656
baseline
▲ 0.50% · 4.625%
HK$77,538
+HK$3,882/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,312/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,761
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,274
−HK$2,552/mo
Today · 4.125%
HK$85,826
baseline
▲ 0.50% · 4.625%
HK$91,048
+HK$5,222/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,652/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,846
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,256
−HK$2,444/mo
Today · 4.125%
HK$94,700
baseline
▲ 0.50% · 4.625%
HK$99,692
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,400/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,869 · Scale 2, in force from 26 Feb 2026)