LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,869
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,265
−HK$1,418/mo
Today · 4.125%
HK$47,683
baseline
▲ 0.50% · 4.625%
HK$50,584
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,366/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,917
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,255
−HK$1,359/mo
Today · 4.125%
HK$52,614
baseline
▲ 0.50% · 4.625%
HK$55,387
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,228/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,843
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,518
−HK$1,702/mo
Today · 4.125%
HK$57,220
baseline
▲ 0.50% · 4.625%
HK$60,701
+HK$3,481/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,440/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,900
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,507
−HK$1,629/mo
Today · 4.125%
HK$63,136
baseline
▲ 0.50% · 4.625%
HK$66,464
+HK$3,328/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,272/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,817
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,771
−HK$1,985/mo
Today · 4.125%
HK$66,756
baseline
▲ 0.50% · 4.625%
HK$70,818
+HK$4,062/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,512/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,883
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,758
−HK$1,901/mo
Today · 4.125%
HK$73,659
baseline
▲ 0.50% · 4.625%
HK$77,542
+HK$3,883/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,318/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,765
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,277
−HK$2,553/mo
Today · 4.125%
HK$85,830
baseline
▲ 0.50% · 4.625%
HK$91,052
+HK$5,222/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,660/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,850
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,260
−HK$2,444/mo
Today · 4.125%
HK$94,704
baseline
▲ 0.50% · 4.625%
HK$99,696
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,408/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,900 · Scale 2, in force from 26 Feb 2026)