LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,872
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,267
−HK$1,418/mo
Today · 4.125%
HK$47,685
baseline
▲ 0.50% · 4.625%
HK$50,587
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,370/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,919
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,258
−HK$1,358/mo
Today · 4.125%
HK$52,616
baseline
▲ 0.50% · 4.625%
HK$55,390
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,232/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,846
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,521
−HK$1,701/mo
Today · 4.125%
HK$57,222
baseline
▲ 0.50% · 4.625%
HK$60,704
+HK$3,482/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,444/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,903
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,510
−HK$1,629/mo
Today · 4.125%
HK$63,139
baseline
▲ 0.50% · 4.625%
HK$66,467
+HK$3,328/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,278/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,820
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,774
−HK$1,986/mo
Today · 4.125%
HK$66,760
baseline
▲ 0.50% · 4.625%
HK$70,822
+HK$4,062/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,520/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,887
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,761
−HK$1,902/mo
Today · 4.125%
HK$73,663
baseline
▲ 0.50% · 4.625%
HK$77,545
+HK$3,882/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,326/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,769
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,281
−HK$2,553/mo
Today · 4.125%
HK$85,834
baseline
▲ 0.50% · 4.625%
HK$91,056
+HK$5,222/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,668/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,854
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,264
−HK$2,445/mo
Today · 4.125%
HK$94,709
baseline
▲ 0.50% · 4.625%
HK$99,701
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,418/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,936 · Scale 2, in force from 26 Feb 2026)