LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,873
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,269
−HK$1,418/mo
Today · 4.125%
HK$47,687
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,374/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,921
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,260
−HK$1,358/mo
Today · 4.125%
HK$52,618
baseline
▲ 0.50% · 4.625%
HK$55,391
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,236/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,848
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,522
−HK$1,702/mo
Today · 4.125%
HK$57,224
baseline
▲ 0.50% · 4.625%
HK$60,706
+HK$3,482/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,448/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,905
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,511
−HK$1,630/mo
Today · 4.125%
HK$63,141
baseline
▲ 0.50% · 4.625%
HK$66,470
+HK$3,329/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,282/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,822
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,776
−HK$1,986/mo
Today · 4.125%
HK$66,762
baseline
▲ 0.50% · 4.625%
HK$70,824
+HK$4,062/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$133,524/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,889
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,763
−HK$1,902/mo
Today · 4.125%
HK$73,665
baseline
▲ 0.50% · 4.625%
HK$77,548
+HK$3,883/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$147,330/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,771
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,284
−HK$2,552/mo
Today · 4.125%
HK$85,836
baseline
▲ 0.50% · 4.625%
HK$91,059
+HK$5,223/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,672/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,857
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,267
−HK$2,445/mo
Today · 4.125%
HK$94,712
baseline
▲ 0.50% · 4.625%
HK$99,704
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,424/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,959 · Scale 2, in force from 26 Feb 2026)