LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,875
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,270
−HK$1,419/mo
Today · 4.125%
HK$47,689
baseline
▲ 0.50% · 4.625%
HK$50,590
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,378/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,923
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,261
−HK$1,359/mo
Today · 4.125%
HK$52,620
baseline
▲ 0.50% · 4.625%
HK$55,393
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,240/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,850
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,525
−HK$1,701/mo
Today · 4.125%
HK$57,226
baseline
▲ 0.50% · 4.625%
HK$60,708
+HK$3,482/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,452/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,907
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,514
−HK$1,630/mo
Today · 4.125%
HK$63,144
baseline
▲ 0.50% · 4.625%
HK$66,472
+HK$3,328/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,288/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,824
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,779
−HK$1,985/mo
Today · 4.125%
HK$66,764
baseline
▲ 0.50% · 4.625%
HK$70,827
+HK$4,063/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$133,528/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,892
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,766
−HK$1,902/mo
Today · 4.125%
HK$73,668
baseline
▲ 0.50% · 4.625%
HK$77,551
+HK$3,883/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$147,336/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,774
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,287
−HK$2,553/mo
Today · 4.125%
HK$85,840
baseline
▲ 0.50% · 4.625%
HK$91,063
+HK$5,223/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,680/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,861
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,271
−HK$2,445/mo
Today · 4.125%
HK$94,716
baseline
▲ 0.50% · 4.625%
HK$99,708
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,432/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,987 · Scale 2, in force from 26 Feb 2026)