LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,877
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,273
−HK$1,418/mo
Today · 4.125%
HK$47,691
baseline
▲ 0.50% · 4.625%
HK$50,593
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,382/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,925
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,264
−HK$1,359/mo
Today · 4.125%
HK$52,623
baseline
▲ 0.50% · 4.625%
HK$55,396
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,246/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,852
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,528
−HK$1,701/mo
Today · 4.125%
HK$57,229
baseline
▲ 0.50% · 4.625%
HK$60,712
+HK$3,483/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,458/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,910
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,517
−HK$1,630/mo
Today · 4.125%
HK$63,147
baseline
▲ 0.50% · 4.625%
HK$66,476
+HK$3,329/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,294/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,828
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,782
−HK$1,986/mo
Today · 4.125%
HK$66,768
baseline
▲ 0.50% · 4.625%
HK$70,830
+HK$4,062/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$133,536/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,895
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,770
−HK$1,902/mo
Today · 4.125%
HK$73,672
baseline
▲ 0.50% · 4.625%
HK$77,555
+HK$3,883/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$147,344/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,779
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,291
−HK$2,553/mo
Today · 4.125%
HK$85,844
baseline
▲ 0.50% · 4.625%
HK$91,068
+HK$5,224/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,688/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,865
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,276
−HK$2,445/mo
Today · 4.125%
HK$94,721
baseline
▲ 0.50% · 4.625%
HK$99,713
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,442/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,026 · Scale 2, in force from 26 Feb 2026)