LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,878
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,274
−HK$1,418/mo
Today · 4.125%
HK$47,692
baseline
▲ 0.50% · 4.625%
HK$50,594
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,384/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,926
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,265
−HK$1,358/mo
Today · 4.125%
HK$52,623
baseline
▲ 0.50% · 4.625%
HK$55,397
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,246/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,853
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,529
−HK$1,701/mo
Today · 4.125%
HK$57,230
baseline
▲ 0.50% · 4.625%
HK$60,713
+HK$3,483/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,460/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,911
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,518
−HK$1,630/mo
Today · 4.125%
HK$63,148
baseline
▲ 0.50% · 4.625%
HK$66,477
+HK$3,329/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,296/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,829
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,783
−HK$1,986/mo
Today · 4.125%
HK$66,769
baseline
▲ 0.50% · 4.625%
HK$70,832
+HK$4,063/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$133,538/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,897
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,771
−HK$1,902/mo
Today · 4.125%
HK$73,673
baseline
▲ 0.50% · 4.625%
HK$77,556
+HK$3,883/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$147,346/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,780
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,293
−HK$2,553/mo
Today · 4.125%
HK$85,846
baseline
▲ 0.50% · 4.625%
HK$91,069
+HK$5,223/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,692/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,867
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,277
−HK$2,445/mo
Today · 4.125%
HK$94,722
baseline
▲ 0.50% · 4.625%
HK$99,715
+HK$4,993/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,444/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,039 · Scale 2, in force from 26 Feb 2026)