LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,880
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,276
−HK$1,419/mo
Today · 4.125%
HK$47,695
baseline
▲ 0.50% · 4.625%
HK$50,597
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,390/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,929
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,268
−HK$1,358/mo
Today · 4.125%
HK$52,626
baseline
▲ 0.50% · 4.625%
HK$55,400
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,252/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,856
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,531
−HK$1,702/mo
Today · 4.125%
HK$57,233
baseline
▲ 0.50% · 4.625%
HK$60,716
+HK$3,483/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,466/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,914
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,521
−HK$1,630/mo
Today · 4.125%
HK$63,151
baseline
▲ 0.50% · 4.625%
HK$66,480
+HK$3,329/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,302/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,832
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,787
−HK$1,985/mo
Today · 4.125%
HK$66,772
baseline
▲ 0.50% · 4.625%
HK$70,835
+HK$4,063/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$133,544/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,900
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,775
−HK$1,902/mo
Today · 4.125%
HK$73,677
baseline
▲ 0.50% · 4.625%
HK$77,560
+HK$3,883/mo
Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$147,354/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,784
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,297
−HK$2,553/mo
Today · 4.125%
HK$85,850
baseline
▲ 0.50% · 4.625%
HK$91,074
+HK$5,224/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,700/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,872
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,282
−HK$2,445/mo
Today · 4.125%
HK$94,727
baseline
▲ 0.50% · 4.625%
HK$99,720
+HK$4,993/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,454/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,078 · Scale 2, in force from 26 Feb 2026)