LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,883
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,280
−HK$1,418/mo
Today · 4.125%
HK$47,698
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,396/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,932
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,271
−HK$1,359/mo
Today · 4.125%
HK$52,630
baseline
▲ 0.50% · 4.625%
HK$55,404
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,260/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,860
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,535
−HK$1,703/mo
Today · 4.125%
HK$57,238
baseline
▲ 0.50% · 4.625%
HK$60,720
+HK$3,482/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,476/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,919
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,526
−HK$1,630/mo
Today · 4.125%
HK$63,156
baseline
▲ 0.50% · 4.625%
HK$66,485
+HK$3,329/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,312/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,837
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,791
−HK$1,986/mo
Today · 4.125%
HK$66,777
baseline
▲ 0.50% · 4.625%
HK$70,840
+HK$4,063/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,554/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,905
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,780
−HK$1,902/mo
Today · 4.125%
HK$73,682
baseline
▲ 0.50% · 4.625%
HK$77,566
+HK$3,884/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,364/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,790
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,303
−HK$2,553/mo
Today · 4.125%
HK$85,856
baseline
▲ 0.50% · 4.625%
HK$91,080
+HK$5,224/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,712/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,878
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,289
−HK$2,445/mo
Today · 4.125%
HK$94,734
baseline
▲ 0.50% · 4.625%
HK$99,728
+HK$4,994/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,468/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,131 · Scale 2, in force from 26 Feb 2026)