LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,884
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,281
−HK$1,418/mo
Today · 4.125%
HK$47,699
baseline
▲ 0.50% · 4.625%
HK$50,601
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,398/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,933
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,273
−HK$1,358/mo
Today · 4.125%
HK$52,631
baseline
▲ 0.50% · 4.625%
HK$55,405
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,262/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,861
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,537
−HK$1,702/mo
Today · 4.125%
HK$57,239
baseline
▲ 0.50% · 4.625%
HK$60,722
+HK$3,483/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,478/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,920
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,527
−HK$1,630/mo
Today · 4.125%
HK$63,157
baseline
▲ 0.50% · 4.625%
HK$66,487
+HK$3,330/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,314/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,838
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,793
−HK$1,986/mo
Today · 4.125%
HK$66,779
baseline
▲ 0.50% · 4.625%
HK$70,842
+HK$4,063/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,558/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,907
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,782
−HK$1,902/mo
Today · 4.125%
HK$73,684
baseline
▲ 0.50% · 4.625%
HK$77,568
+HK$3,884/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,368/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,792
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,305
−HK$2,553/mo
Today · 4.125%
HK$85,858
baseline
▲ 0.50% · 4.625%
HK$91,083
+HK$5,225/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,716/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,880
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,291
−HK$2,445/mo
Today · 4.125%
HK$94,736
baseline
▲ 0.50% · 4.625%
HK$99,730
+HK$4,994/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,472/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,147 · Scale 2, in force from 26 Feb 2026)