LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,885
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,281
−HK$1,419/mo
Today · 4.125%
HK$47,700
baseline
▲ 0.50% · 4.625%
HK$50,602
+HK$2,902/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,400/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,934
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,273
−HK$1,359/mo
Today · 4.125%
HK$52,632
baseline
▲ 0.50% · 4.625%
HK$55,406
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,264/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,862
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,537
−HK$1,703/mo
Today · 4.125%
HK$57,240
baseline
▲ 0.50% · 4.625%
HK$60,722
+HK$3,482/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,480/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,921
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,528
−HK$1,630/mo
Today · 4.125%
HK$63,158
baseline
▲ 0.50% · 4.625%
HK$66,487
+HK$3,329/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,316/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,839
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,794
−HK$1,985/mo
Today · 4.125%
HK$66,779
baseline
▲ 0.50% · 4.625%
HK$70,843
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,558/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,908
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,783
−HK$1,902/mo
Today · 4.125%
HK$73,685
baseline
▲ 0.50% · 4.625%
HK$77,569
+HK$3,884/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,370/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,793
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,306
−HK$2,553/mo
Today · 4.125%
HK$85,859
baseline
▲ 0.50% · 4.625%
HK$91,084
+HK$5,225/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,718/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,881
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,292
−HK$2,445/mo
Today · 4.125%
HK$94,737
baseline
▲ 0.50% · 4.625%
HK$99,731
+HK$4,994/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,474/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,157 · Scale 2, in force from 26 Feb 2026)