LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,886
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,283
−HK$1,418/mo
Today · 4.125%
HK$47,701
baseline
▲ 0.50% · 4.625%
HK$50,604
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,402/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,936
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,275
−HK$1,359/mo
Today · 4.125%
HK$52,634
baseline
▲ 0.50% · 4.625%
HK$55,408
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,268/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,864
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,539
−HK$1,702/mo
Today · 4.125%
HK$57,241
baseline
▲ 0.50% · 4.625%
HK$60,724
+HK$3,483/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,482/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,923
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,530
−HK$1,630/mo
Today · 4.125%
HK$63,160
baseline
▲ 0.50% · 4.625%
HK$66,490
+HK$3,330/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,320/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,841
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,796
−HK$1,986/mo
Today · 4.125%
HK$66,782
baseline
▲ 0.50% · 4.625%
HK$70,845
+HK$4,063/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,564/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,910
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,785
−HK$1,902/mo
Today · 4.125%
HK$73,687
baseline
▲ 0.50% · 4.625%
HK$77,571
+HK$3,884/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,374/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,796
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,309
−HK$2,553/mo
Today · 4.125%
HK$85,862
baseline
▲ 0.50% · 4.625%
HK$91,087
+HK$5,225/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,724/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,884
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,295
−HK$2,445/mo
Today · 4.125%
HK$94,740
baseline
▲ 0.50% · 4.625%
HK$99,734
+HK$4,994/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,480/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,181 · Scale 2, in force from 26 Feb 2026)