LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,889
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,286
−HK$1,418/mo
Today · 4.125%
HK$47,704
baseline
▲ 0.50% · 4.625%
HK$50,607
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,408/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,939
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,278
−HK$1,359/mo
Today · 4.125%
HK$52,637
baseline
▲ 0.50% · 4.625%
HK$55,412
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,274/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,867
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,543
−HK$1,702/mo
Today · 4.125%
HK$57,245
baseline
▲ 0.50% · 4.625%
HK$60,728
+HK$3,483/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,490/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,927
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,534
−HK$1,630/mo
Today · 4.125%
HK$63,164
baseline
▲ 0.50% · 4.625%
HK$66,494
+HK$3,330/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,328/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,845
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,800
−HK$1,986/mo
Today · 4.125%
HK$66,786
baseline
▲ 0.50% · 4.625%
HK$70,850
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,572/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,915
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,790
−HK$1,902/mo
Today · 4.125%
HK$73,692
baseline
▲ 0.50% · 4.625%
HK$77,576
+HK$3,884/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,384/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,801
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,314
−HK$2,554/mo
Today · 4.125%
HK$85,868
baseline
▲ 0.50% · 4.625%
HK$91,093
+HK$5,225/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,736/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,890
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,301
−HK$2,446/mo
Today · 4.125%
HK$94,747
baseline
▲ 0.50% · 4.625%
HK$99,741
+HK$4,994/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,494/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,229 · Scale 2, in force from 26 Feb 2026)