LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,890
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,286
−HK$1,419/mo
Today · 4.125%
HK$47,705
baseline
▲ 0.50% · 4.625%
HK$50,608
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,410/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,940
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,279
−HK$1,359/mo
Today · 4.125%
HK$52,638
baseline
▲ 0.50% · 4.625%
HK$55,412
+HK$2,774/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,276/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,868
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,544
−HK$1,702/mo
Today · 4.125%
HK$57,246
baseline
▲ 0.50% · 4.625%
HK$60,729
+HK$3,483/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$114,492/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,928
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,535
−HK$1,630/mo
Today · 4.125%
HK$63,165
baseline
▲ 0.50% · 4.625%
HK$66,495
+HK$3,330/mo
Deposit HK$7.87M · loan HK$11.81M · min. income ≈ HK$126,330/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,846
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,801
−HK$1,986/mo
Today · 4.125%
HK$66,787
baseline
▲ 0.50% · 4.625%
HK$70,851
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,574/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,915
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,791
−HK$1,902/mo
Today · 4.125%
HK$73,693
baseline
▲ 0.50% · 4.625%
HK$77,577
+HK$3,884/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,386/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,802
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,315
−HK$2,554/mo
Today · 4.125%
HK$85,869
baseline
▲ 0.50% · 4.625%
HK$91,094
+HK$5,225/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,738/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,891
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,302
−HK$2,446/mo
Today · 4.125%
HK$94,748
baseline
▲ 0.50% · 4.625%
HK$99,742
+HK$4,994/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,496/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,239 · Scale 2, in force from 26 Feb 2026)