LTV · monthly repayment
▼ 0.50% · 3.625%
HK$448,912
−HK$28,150/mo
▼ 0.25% · 3.875%
HK$462,875
−HK$14,187/mo
Today · 4.125%
HK$477,062
baseline
▲ 0.50% · 4.625%
HK$506,091
+HK$29,029/mo
Deposit HK$98.43M · loan HK$98.43M · min. income ≈ HK$954,124/mo (50% DSR)
Upfront cash ≈ HK$111.23M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$499,410
−HK$26,981/mo
▼ 0.25% · 3.875%
HK$512,804
−HK$13,587/mo
Today · 4.125%
HK$526,391
baseline
▲ 0.50% · 4.625%
HK$554,138
+HK$27,747/mo
Deposit HK$98.43M · loan HK$98.43M · min. income ≈ HK$1,052,782/mo (50% DSR)
Upfront cash ≈ HK$111.23M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$538,694
−HK$33,781/mo
▼ 0.25% · 3.875%
HK$555,451
−HK$17,024/mo
Today · 4.125%
HK$572,475
baseline
▲ 0.50% · 4.625%
HK$607,309
+HK$34,834/mo
Deposit HK$78.75M · loan HK$118.12M · min. income ≈ HK$1,144,950/mo (50% DSR)
Upfront cash ≈ HK$91.54M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$599,292
−HK$32,378/mo
▼ 0.25% · 3.875%
HK$615,365
−HK$16,305/mo
Today · 4.125%
HK$631,670
baseline
▲ 0.50% · 4.625%
HK$664,966
+HK$33,296/mo
Deposit HK$78.75M · loan HK$118.12M · min. income ≈ HK$1,263,340/mo (50% DSR)
Upfront cash ≈ HK$91.54M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$628,476
−HK$39,411/mo
▼ 0.25% · 3.875%
HK$648,026
−HK$19,861/mo
Today · 4.125%
HK$667,887
baseline
▲ 0.50% · 4.625%
HK$708,527
+HK$40,640/mo
Deposit HK$59.06M · loan HK$137.81M · min. income ≈ HK$1,335,774/mo (50% DSR)
Upfront cash ≈ HK$71.86M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$699,174
−HK$37,774/mo
▼ 0.25% · 3.875%
HK$717,925
−HK$19,023/mo
Today · 4.125%
HK$736,948
baseline
▲ 0.50% · 4.625%
HK$775,794
+HK$38,846/mo
Deposit HK$59.06M · loan HK$137.81M · min. income ≈ HK$1,473,896/mo (50% DSR)
Upfront cash ≈ HK$71.86M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$808,041
−HK$50,671/mo
▼ 0.25% · 3.875%
HK$833,176
−HK$25,536/mo
Today · 4.125%
HK$858,712
baseline
▲ 0.50% · 4.625%
HK$910,963
+HK$52,251/mo
Deposit HK$19.69M · loan HK$177.18M · min. income ≈ HK$1,717,424/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$898,938
−HK$48,567/mo
▼ 0.25% · 3.875%
HK$923,047
−HK$24,458/mo
Today · 4.125%
HK$947,505
baseline
▲ 0.50% · 4.625%
HK$997,449
+HK$49,944/mo
Deposit HK$19.69M · loan HK$177.18M · min. income ≈ HK$1,895,010/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$12,796,484 · Scale 2, in force from 26 Feb 2026)