LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,894
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,290
−HK$1,419/mo
Today · 4.125%
HK$47,709
baseline
▲ 0.50% · 4.625%
HK$50,612
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,418/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,944
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,283
−HK$1,359/mo
Today · 4.125%
HK$52,642
baseline
▲ 0.50% · 4.625%
HK$55,417
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,284/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,872
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,548
−HK$1,703/mo
Today · 4.125%
HK$57,251
baseline
▲ 0.50% · 4.625%
HK$60,734
+HK$3,483/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,502/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,933
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,540
−HK$1,631/mo
Today · 4.125%
HK$63,171
baseline
▲ 0.50% · 4.625%
HK$66,500
+HK$3,329/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,342/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,851
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,806
−HK$1,987/mo
Today · 4.125%
HK$66,793
baseline
▲ 0.50% · 4.625%
HK$70,857
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,586/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,921
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,797
−HK$1,902/mo
Today · 4.125%
HK$73,699
baseline
▲ 0.50% · 4.625%
HK$77,584
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,398/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,809
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,322
−HK$2,554/mo
Today · 4.125%
HK$85,876
baseline
▲ 0.50% · 4.625%
HK$91,102
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,752/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,899
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,310
−HK$2,446/mo
Today · 4.125%
HK$94,756
baseline
▲ 0.50% · 4.625%
HK$99,751
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,512/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,301 · Scale 2, in force from 26 Feb 2026)