LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,894
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,291
−HK$1,419/mo
Today · 4.125%
HK$47,710
baseline
▲ 0.50% · 4.625%
HK$50,613
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,420/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,944
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,284
−HK$1,359/mo
Today · 4.125%
HK$52,643
baseline
▲ 0.50% · 4.625%
HK$55,418
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,286/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,873
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,549
−HK$1,703/mo
Today · 4.125%
HK$57,252
baseline
▲ 0.50% · 4.625%
HK$60,735
+HK$3,483/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,504/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,933
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,541
−HK$1,630/mo
Today · 4.125%
HK$63,171
baseline
▲ 0.50% · 4.625%
HK$66,501
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,342/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,852
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,807
−HK$1,986/mo
Today · 4.125%
HK$66,793
baseline
▲ 0.50% · 4.625%
HK$70,858
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,586/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,922
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,798
−HK$1,902/mo
Today · 4.125%
HK$73,700
baseline
▲ 0.50% · 4.625%
HK$77,585
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,400/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,810
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,323
−HK$2,554/mo
Today · 4.125%
HK$85,877
baseline
▲ 0.50% · 4.625%
HK$91,103
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,754/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,900
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,311
−HK$2,446/mo
Today · 4.125%
HK$94,757
baseline
▲ 0.50% · 4.625%
HK$99,752
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,514/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,311 · Scale 2, in force from 26 Feb 2026)