LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,895
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,291
−HK$1,419/mo
Today · 4.125%
HK$47,710
baseline
▲ 0.50% · 4.625%
HK$50,613
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,420/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,945
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,284
−HK$1,359/mo
Today · 4.125%
HK$52,643
baseline
▲ 0.50% · 4.625%
HK$55,418
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,286/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,874
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,550
−HK$1,702/mo
Today · 4.125%
HK$57,252
baseline
▲ 0.50% · 4.625%
HK$60,736
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,504/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,934
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,541
−HK$1,631/mo
Today · 4.125%
HK$63,172
baseline
▲ 0.50% · 4.625%
HK$66,502
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,344/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,853
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,808
−HK$1,986/mo
Today · 4.125%
HK$66,794
baseline
▲ 0.50% · 4.625%
HK$70,858
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,588/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,923
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,798
−HK$1,903/mo
Today · 4.125%
HK$73,701
baseline
▲ 0.50% · 4.625%
HK$77,586
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,402/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,811
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,324
−HK$2,554/mo
Today · 4.125%
HK$85,878
baseline
▲ 0.50% · 4.625%
HK$91,104
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,756/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,901
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,312
−HK$2,446/mo
Today · 4.125%
HK$94,758
baseline
▲ 0.50% · 4.625%
HK$99,753
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,516/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,318 · Scale 2, in force from 26 Feb 2026)