LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,895
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,292
−HK$1,419/mo
Today · 4.125%
HK$47,711
baseline
▲ 0.50% · 4.625%
HK$50,614
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,422/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,946
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,285
−HK$1,359/mo
Today · 4.125%
HK$52,644
baseline
▲ 0.50% · 4.625%
HK$55,419
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,288/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,874
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,550
−HK$1,703/mo
Today · 4.125%
HK$57,253
baseline
▲ 0.50% · 4.625%
HK$60,737
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,506/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,935
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,542
−HK$1,631/mo
Today · 4.125%
HK$63,173
baseline
▲ 0.50% · 4.625%
HK$66,503
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,346/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,854
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,809
−HK$1,986/mo
Today · 4.125%
HK$66,795
baseline
▲ 0.50% · 4.625%
HK$70,859
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,590/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,924
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,799
−HK$1,903/mo
Today · 4.125%
HK$73,702
baseline
▲ 0.50% · 4.625%
HK$77,587
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,404/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,812
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,325
−HK$2,554/mo
Today · 4.125%
HK$85,879
baseline
▲ 0.50% · 4.625%
HK$91,105
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,758/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,902
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,313
−HK$2,446/mo
Today · 4.125%
HK$94,759
baseline
▲ 0.50% · 4.625%
HK$99,754
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,518/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,328 · Scale 2, in force from 26 Feb 2026)