LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,896
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,292
−HK$1,419/mo
Today · 4.125%
HK$47,711
baseline
▲ 0.50% · 4.625%
HK$50,614
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,422/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,946
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,286
−HK$1,359/mo
Today · 4.125%
HK$52,645
baseline
▲ 0.50% · 4.625%
HK$55,420
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,290/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,875
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,551
−HK$1,702/mo
Today · 4.125%
HK$57,253
baseline
▲ 0.50% · 4.625%
HK$60,737
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,506/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,935
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,543
−HK$1,630/mo
Today · 4.125%
HK$63,173
baseline
▲ 0.50% · 4.625%
HK$66,503
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,346/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,854
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,809
−HK$1,987/mo
Today · 4.125%
HK$66,796
baseline
▲ 0.50% · 4.625%
HK$70,860
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,592/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,925
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,800
−HK$1,902/mo
Today · 4.125%
HK$73,702
baseline
▲ 0.50% · 4.625%
HK$77,587
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,404/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,812
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,326
−HK$2,554/mo
Today · 4.125%
HK$85,880
baseline
▲ 0.50% · 4.625%
HK$91,106
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,760/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,903
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,314
−HK$2,446/mo
Today · 4.125%
HK$94,760
baseline
▲ 0.50% · 4.625%
HK$99,755
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,520/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,335 · Scale 2, in force from 26 Feb 2026)