LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,896
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,293
−HK$1,419/mo
Today · 4.125%
HK$47,712
baseline
▲ 0.50% · 4.625%
HK$50,615
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,424/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,947
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,286
−HK$1,359/mo
Today · 4.125%
HK$52,645
baseline
▲ 0.50% · 4.625%
HK$55,420
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,290/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,876
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,551
−HK$1,703/mo
Today · 4.125%
HK$57,254
baseline
▲ 0.50% · 4.625%
HK$60,738
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,508/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,936
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,543
−HK$1,631/mo
Today · 4.125%
HK$63,174
baseline
▲ 0.50% · 4.625%
HK$66,504
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,348/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,855
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,810
−HK$1,986/mo
Today · 4.125%
HK$66,796
baseline
▲ 0.50% · 4.625%
HK$70,861
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,592/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,925
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,801
−HK$1,902/mo
Today · 4.125%
HK$73,703
baseline
▲ 0.50% · 4.625%
HK$77,588
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,406/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,813
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,327
−HK$2,554/mo
Today · 4.125%
HK$85,881
baseline
▲ 0.50% · 4.625%
HK$91,107
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,762/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,904
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,315
−HK$2,446/mo
Today · 4.125%
HK$94,761
baseline
▲ 0.50% · 4.625%
HK$99,756
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,522/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,343 · Scale 2, in force from 26 Feb 2026)