LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,897
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,293
−HK$1,419/mo
Today · 4.125%
HK$47,712
baseline
▲ 0.50% · 4.625%
HK$50,615
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,424/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,947
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,287
−HK$1,359/mo
Today · 4.125%
HK$52,646
baseline
▲ 0.50% · 4.625%
HK$55,421
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,292/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,876
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,552
−HK$1,703/mo
Today · 4.125%
HK$57,255
baseline
▲ 0.50% · 4.625%
HK$60,739
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,510/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,937
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,544
−HK$1,631/mo
Today · 4.125%
HK$63,175
baseline
▲ 0.50% · 4.625%
HK$66,505
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,350/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,856
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,811
−HK$1,986/mo
Today · 4.125%
HK$66,797
baseline
▲ 0.50% · 4.625%
HK$70,862
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,594/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,926
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,802
−HK$1,902/mo
Today · 4.125%
HK$73,704
baseline
▲ 0.50% · 4.625%
HK$77,589
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,408/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,814
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,328
−HK$2,554/mo
Today · 4.125%
HK$85,882
baseline
▲ 0.50% · 4.625%
HK$91,108
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,764/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,905
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,316
−HK$2,446/mo
Today · 4.125%
HK$94,762
baseline
▲ 0.50% · 4.625%
HK$99,758
+HK$4,996/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,524/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,353 · Scale 2, in force from 26 Feb 2026)