LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,898
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,294
−HK$1,419/mo
Today · 4.125%
HK$47,713
baseline
▲ 0.50% · 4.625%
HK$50,616
+HK$2,903/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,426/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,948
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,288
−HK$1,359/mo
Today · 4.125%
HK$52,647
baseline
▲ 0.50% · 4.625%
HK$55,422
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,294/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,877
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,553
−HK$1,703/mo
Today · 4.125%
HK$57,256
baseline
▲ 0.50% · 4.625%
HK$60,739
+HK$3,483/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,512/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,938
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,545
−HK$1,631/mo
Today · 4.125%
HK$63,176
baseline
▲ 0.50% · 4.625%
HK$66,506
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,352/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,857
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,812
−HK$1,986/mo
Today · 4.125%
HK$66,798
baseline
▲ 0.50% · 4.625%
HK$70,863
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,596/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,927
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,803
−HK$1,902/mo
Today · 4.125%
HK$73,705
baseline
▲ 0.50% · 4.625%
HK$77,590
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,410/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,816
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,329
−HK$2,554/mo
Today · 4.125%
HK$85,883
baseline
▲ 0.50% · 4.625%
HK$91,109
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,766/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,907
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,318
−HK$2,446/mo
Today · 4.125%
HK$94,764
baseline
▲ 0.50% · 4.625%
HK$99,759
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,528/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,364 · Scale 2, in force from 26 Feb 2026)