LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,898
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,295
−HK$1,418/mo
Today · 4.125%
HK$47,713
baseline
▲ 0.50% · 4.625%
HK$50,617
+HK$2,904/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,426/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,948
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,288
−HK$1,359/mo
Today · 4.125%
HK$52,647
baseline
▲ 0.50% · 4.625%
HK$55,422
+HK$2,775/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,294/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,878
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,553
−HK$1,703/mo
Today · 4.125%
HK$57,256
baseline
▲ 0.50% · 4.625%
HK$60,740
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,512/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,938
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,546
−HK$1,630/mo
Today · 4.125%
HK$63,176
baseline
▲ 0.50% · 4.625%
HK$66,507
+HK$3,331/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,352/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,857
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,812
−HK$1,987/mo
Today · 4.125%
HK$66,799
baseline
▲ 0.50% · 4.625%
HK$70,863
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,598/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,928
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,803
−HK$1,903/mo
Today · 4.125%
HK$73,706
baseline
▲ 0.50% · 4.625%
HK$77,591
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,412/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,816
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,330
−HK$2,554/mo
Today · 4.125%
HK$85,884
baseline
▲ 0.50% · 4.625%
HK$91,110
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,768/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,907
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,319
−HK$2,446/mo
Today · 4.125%
HK$94,765
baseline
▲ 0.50% · 4.625%
HK$99,760
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,530/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,370 · Scale 2, in force from 26 Feb 2026)