LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,900
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,297
−HK$1,419/mo
Today · 4.125%
HK$47,716
baseline
▲ 0.50% · 4.625%
HK$50,620
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,432/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,951
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,291
−HK$1,359/mo
Today · 4.125%
HK$52,650
baseline
▲ 0.50% · 4.625%
HK$55,425
+HK$2,775/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,300/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,881
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,557
−HK$1,702/mo
Today · 4.125%
HK$57,259
baseline
▲ 0.50% · 4.625%
HK$60,743
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,518/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,942
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,549
−HK$1,631/mo
Today · 4.125%
HK$63,180
baseline
▲ 0.50% · 4.625%
HK$66,510
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,360/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,861
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,816
−HK$1,987/mo
Today · 4.125%
HK$66,803
baseline
▲ 0.50% · 4.625%
HK$70,867
+HK$4,064/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,606/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,932
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,807
−HK$1,903/mo
Today · 4.125%
HK$73,710
baseline
▲ 0.50% · 4.625%
HK$77,595
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,420/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,821
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,335
−HK$2,554/mo
Today · 4.125%
HK$85,889
baseline
▲ 0.50% · 4.625%
HK$91,115
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,778/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,912
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,324
−HK$2,446/mo
Today · 4.125%
HK$94,770
baseline
▲ 0.50% · 4.625%
HK$99,766
+HK$4,996/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,540/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,412 · Scale 2, in force from 26 Feb 2026)