LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,901
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,298
−HK$1,419/mo
Today · 4.125%
HK$47,717
baseline
▲ 0.50% · 4.625%
HK$50,620
+HK$2,903/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,434/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,952
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,292
−HK$1,359/mo
Today · 4.125%
HK$52,651
baseline
▲ 0.50% · 4.625%
HK$55,426
+HK$2,775/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,302/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,881
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,557
−HK$1,703/mo
Today · 4.125%
HK$57,260
baseline
▲ 0.50% · 4.625%
HK$60,744
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,520/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,942
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,550
−HK$1,631/mo
Today · 4.125%
HK$63,181
baseline
▲ 0.50% · 4.625%
HK$66,511
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,362/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,861
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,817
−HK$1,986/mo
Today · 4.125%
HK$66,803
baseline
▲ 0.50% · 4.625%
HK$70,868
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,606/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,933
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,808
−HK$1,903/mo
Today · 4.125%
HK$73,711
baseline
▲ 0.50% · 4.625%
HK$77,596
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,422/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,822
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,336
−HK$2,554/mo
Today · 4.125%
HK$85,890
baseline
▲ 0.50% · 4.625%
HK$91,116
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,780/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,913
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,325
−HK$2,446/mo
Today · 4.125%
HK$94,771
baseline
▲ 0.50% · 4.625%
HK$99,767
+HK$4,996/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,542/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,420 · Scale 2, in force from 26 Feb 2026)