LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,902
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,298
−HK$1,419/mo
Today · 4.125%
HK$47,717
baseline
▲ 0.50% · 4.625%
HK$50,621
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,434/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,953
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,292
−HK$1,359/mo
Today · 4.125%
HK$52,651
baseline
▲ 0.50% · 4.625%
HK$55,427
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,302/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,882
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,558
−HK$1,703/mo
Today · 4.125%
HK$57,261
baseline
▲ 0.50% · 4.625%
HK$60,745
+HK$3,484/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$114,522/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,943
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,551
−HK$1,631/mo
Today · 4.125%
HK$63,182
baseline
▲ 0.50% · 4.625%
HK$66,512
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.81M · min. income ≈ HK$126,364/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,862
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,818
−HK$1,986/mo
Today · 4.125%
HK$66,804
baseline
▲ 0.50% · 4.625%
HK$70,869
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$133,608/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,934
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,809
−HK$1,903/mo
Today · 4.125%
HK$73,712
baseline
▲ 0.50% · 4.625%
HK$77,597
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.78M · min. income ≈ HK$147,424/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,823
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,337
−HK$2,554/mo
Today · 4.125%
HK$85,891
baseline
▲ 0.50% · 4.625%
HK$91,118
+HK$5,227/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,782/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,915
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,326
−HK$2,447/mo
Today · 4.125%
HK$94,773
baseline
▲ 0.50% · 4.625%
HK$99,768
+HK$4,995/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,546/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,431 · Scale 2, in force from 26 Feb 2026)