LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,905
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,302
−HK$1,419/mo
Today · 4.125%
HK$47,721
baseline
▲ 0.50% · 4.625%
HK$50,625
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,442/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,956
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,296
−HK$1,359/mo
Today · 4.125%
HK$52,655
baseline
▲ 0.50% · 4.625%
HK$55,431
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,310/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,886
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,562
−HK$1,703/mo
Today · 4.125%
HK$57,265
baseline
▲ 0.50% · 4.625%
HK$60,750
+HK$3,485/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,530/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,948
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,555
−HK$1,631/mo
Today · 4.125%
HK$63,186
baseline
▲ 0.50% · 4.625%
HK$66,517
+HK$3,331/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,372/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,867
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,823
−HK$1,986/mo
Today · 4.125%
HK$66,809
baseline
▲ 0.50% · 4.625%
HK$70,875
+HK$4,066/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,618/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,939
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,815
−HK$1,903/mo
Today · 4.125%
HK$73,718
baseline
▲ 0.50% · 4.625%
HK$77,603
+HK$3,885/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,436/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,829
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,343
−HK$2,555/mo
Today · 4.125%
HK$85,898
baseline
▲ 0.50% · 4.625%
HK$91,124
+HK$5,226/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,796/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,921
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,333
−HK$2,447/mo
Today · 4.125%
HK$94,780
baseline
▲ 0.50% · 4.625%
HK$99,776
+HK$4,996/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,560/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,487 · Scale 2, in force from 26 Feb 2026)