LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,908
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,304
−HK$1,420/mo
Today · 4.125%
HK$47,724
baseline
▲ 0.50% · 4.625%
HK$50,628
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,448/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,959
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,299
−HK$1,359/mo
Today · 4.125%
HK$52,658
baseline
▲ 0.50% · 4.625%
HK$55,434
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,316/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,889
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,565
−HK$1,703/mo
Today · 4.125%
HK$57,268
baseline
▲ 0.50% · 4.625%
HK$60,753
+HK$3,485/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,536/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,951
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,559
−HK$1,631/mo
Today · 4.125%
HK$63,190
baseline
▲ 0.50% · 4.625%
HK$66,521
+HK$3,331/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,380/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,871
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,826
−HK$1,987/mo
Today · 4.125%
HK$66,813
baseline
▲ 0.50% · 4.625%
HK$70,879
+HK$4,066/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,626/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,943
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,819
−HK$1,903/mo
Today · 4.125%
HK$73,722
baseline
▲ 0.50% · 4.625%
HK$77,608
+HK$3,886/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,444/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,834
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,348
−HK$2,555/mo
Today · 4.125%
HK$85,903
baseline
▲ 0.50% · 4.625%
HK$91,130
+HK$5,227/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,806/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,927
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,338
−HK$2,447/mo
Today · 4.125%
HK$94,785
baseline
▲ 0.50% · 4.625%
HK$99,781
+HK$4,996/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,570/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,529 · Scale 2, in force from 26 Feb 2026)