LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,908
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,305
−HK$1,419/mo
Today · 4.125%
HK$47,724
baseline
▲ 0.50% · 4.625%
HK$50,628
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,448/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,960
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,359/mo
Today · 4.125%
HK$52,659
baseline
▲ 0.50% · 4.625%
HK$55,435
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,318/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,890
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,566
−HK$1,703/mo
Today · 4.125%
HK$57,269
baseline
▲ 0.50% · 4.625%
HK$60,754
+HK$3,485/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,538/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,952
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,559
−HK$1,632/mo
Today · 4.125%
HK$63,191
baseline
▲ 0.50% · 4.625%
HK$66,521
+HK$3,330/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,382/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,871
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,827
−HK$1,987/mo
Today · 4.125%
HK$66,814
baseline
▲ 0.50% · 4.625%
HK$70,879
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,628/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,944
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,819
−HK$1,903/mo
Today · 4.125%
HK$73,722
baseline
▲ 0.50% · 4.625%
HK$77,608
+HK$3,886/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,444/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,834
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,349
−HK$2,554/mo
Today · 4.125%
HK$85,903
baseline
▲ 0.50% · 4.625%
HK$91,130
+HK$5,227/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$171,806/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,927
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,339
−HK$2,447/mo
Today · 4.125%
HK$94,786
baseline
▲ 0.50% · 4.625%
HK$99,782
+HK$4,996/mo
Deposit HK$1.97M · loan HK$17.72M · min. income ≈ HK$189,572/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,535 · Scale 2, in force from 26 Feb 2026)