LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,909
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,306
−HK$1,419/mo
Today · 4.125%
HK$47,725
baseline
▲ 0.50% · 4.625%
HK$50,629
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,450/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,960
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,360/mo
Today · 4.125%
HK$52,660
baseline
▲ 0.50% · 4.625%
HK$55,435
+HK$2,775/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,320/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,890
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,567
−HK$1,703/mo
Today · 4.125%
HK$57,270
baseline
▲ 0.50% · 4.625%
HK$60,755
+HK$3,485/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,540/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,953
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,560
−HK$1,632/mo
Today · 4.125%
HK$63,192
baseline
▲ 0.50% · 4.625%
HK$66,523
+HK$3,331/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,384/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,872
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,828
−HK$1,987/mo
Today · 4.125%
HK$66,815
baseline
▲ 0.50% · 4.625%
HK$70,880
+HK$4,065/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,630/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,945
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,821
−HK$1,903/mo
Today · 4.125%
HK$73,724
baseline
▲ 0.50% · 4.625%
HK$77,610
+HK$3,886/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,448/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,836
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,350
−HK$2,555/mo
Today · 4.125%
HK$85,905
baseline
▲ 0.50% · 4.625%
HK$91,132
+HK$5,227/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,810/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,929
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,341
−HK$2,446/mo
Today · 4.125%
HK$94,787
baseline
▲ 0.50% · 4.625%
HK$99,784
+HK$4,997/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,574/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,548 · Scale 2, in force from 26 Feb 2026)