LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,910
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,307
−HK$1,419/mo
Today · 4.125%
HK$47,726
baseline
▲ 0.50% · 4.625%
HK$50,630
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,452/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,962
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,302
−HK$1,359/mo
Today · 4.125%
HK$52,661
baseline
▲ 0.50% · 4.625%
HK$55,437
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,322/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,892
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,568
−HK$1,703/mo
Today · 4.125%
HK$57,271
baseline
▲ 0.50% · 4.625%
HK$60,756
+HK$3,485/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,542/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,954
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,562
−HK$1,631/mo
Today · 4.125%
HK$63,193
baseline
▲ 0.50% · 4.625%
HK$66,524
+HK$3,331/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,386/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,874
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,829
−HK$1,987/mo
Today · 4.125%
HK$66,816
baseline
▲ 0.50% · 4.625%
HK$70,882
+HK$4,066/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,632/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,946
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,822
−HK$1,903/mo
Today · 4.125%
HK$73,725
baseline
▲ 0.50% · 4.625%
HK$77,612
+HK$3,887/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,450/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,838
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,352
−HK$2,555/mo
Today · 4.125%
HK$85,907
baseline
▲ 0.50% · 4.625%
HK$91,134
+HK$5,227/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,814/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,931
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,343
−HK$2,447/mo
Today · 4.125%
HK$94,790
baseline
▲ 0.50% · 4.625%
HK$99,786
+HK$4,996/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,580/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,565 · Scale 2, in force from 26 Feb 2026)