LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,918
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,315
−HK$1,420/mo
Today · 4.125%
HK$47,735
baseline
▲ 0.50% · 4.625%
HK$50,639
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,470/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,971
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,311
−HK$1,360/mo
Today · 4.125%
HK$52,671
baseline
▲ 0.50% · 4.625%
HK$55,447
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,342/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,902
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,578
−HK$1,704/mo
Today · 4.125%
HK$57,282
baseline
▲ 0.50% · 4.625%
HK$60,767
+HK$3,485/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,564/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,965
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,573
−HK$1,632/mo
Today · 4.125%
HK$63,205
baseline
▲ 0.50% · 4.625%
HK$66,536
+HK$3,331/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,410/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,885
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,841
−HK$1,988/mo
Today · 4.125%
HK$66,829
baseline
▲ 0.50% · 4.625%
HK$70,895
+HK$4,066/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,658/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,959
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,835
−HK$1,904/mo
Today · 4.125%
HK$73,739
baseline
▲ 0.50% · 4.625%
HK$77,626
+HK$3,887/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,478/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,852
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,367
−HK$2,556/mo
Today · 4.125%
HK$85,923
baseline
▲ 0.50% · 4.625%
HK$91,151
+HK$5,228/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,846/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,948
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,360
−HK$2,447/mo
Today · 4.125%
HK$94,807
baseline
▲ 0.50% · 4.625%
HK$99,805
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,614/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,701 · Scale 2, in force from 26 Feb 2026)