LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,921
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,318
−HK$1,420/mo
Today · 4.125%
HK$47,738
baseline
▲ 0.50% · 4.625%
HK$50,642
+HK$2,904/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,476/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,974
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,314
−HK$1,360/mo
Today · 4.125%
HK$52,674
baseline
▲ 0.50% · 4.625%
HK$55,450
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,348/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,905
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,582
−HK$1,703/mo
Today · 4.125%
HK$57,285
baseline
▲ 0.50% · 4.625%
HK$60,771
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,570/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,969
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,577
−HK$1,632/mo
Today · 4.125%
HK$63,209
baseline
▲ 0.50% · 4.625%
HK$66,541
+HK$3,332/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,418/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,889
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,845
−HK$1,988/mo
Today · 4.125%
HK$66,833
baseline
▲ 0.50% · 4.625%
HK$70,899
+HK$4,066/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,666/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,964
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,840
−HK$1,903/mo
Today · 4.125%
HK$73,743
baseline
▲ 0.50% · 4.625%
HK$77,631
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,486/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,858
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$83,373
−HK$2,555/mo
Today · 4.125%
HK$85,928
baseline
▲ 0.50% · 4.625%
HK$91,156
+HK$5,228/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,856/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,953
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,366
−HK$2,447/mo
Today · 4.125%
HK$94,813
baseline
▲ 0.50% · 4.625%
HK$99,811
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,626/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,747 · Scale 2, in force from 26 Feb 2026)