LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,922
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,320
−HK$1,419/mo
Today · 4.125%
HK$47,739
baseline
▲ 0.50% · 4.625%
HK$50,644
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,478/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,976
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,316
−HK$1,360/mo
Today · 4.125%
HK$52,676
baseline
▲ 0.50% · 4.625%
HK$55,452
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,352/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,907
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,584
−HK$1,703/mo
Today · 4.125%
HK$57,287
baseline
▲ 0.50% · 4.625%
HK$60,773
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,574/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,971
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,579
−HK$1,632/mo
Today · 4.125%
HK$63,211
baseline
▲ 0.50% · 4.625%
HK$66,543
+HK$3,332/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,422/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,891
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,848
−HK$1,987/mo
Today · 4.125%
HK$66,835
baseline
▲ 0.50% · 4.625%
HK$70,902
+HK$4,067/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,670/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,966
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,842
−HK$1,904/mo
Today · 4.125%
HK$73,746
baseline
▲ 0.50% · 4.625%
HK$77,633
+HK$3,887/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,492/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,860
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,375
−HK$2,556/mo
Today · 4.125%
HK$85,931
baseline
▲ 0.50% · 4.625%
HK$91,160
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,862/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,956
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,369
−HK$2,447/mo
Today · 4.125%
HK$94,816
baseline
▲ 0.50% · 4.625%
HK$99,814
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,632/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,772 · Scale 2, in force from 26 Feb 2026)