LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,924
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,321
−HK$1,420/mo
Today · 4.125%
HK$47,741
baseline
▲ 0.50% · 4.625%
HK$50,646
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,482/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,977
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,318
−HK$1,360/mo
Today · 4.125%
HK$52,678
baseline
▲ 0.50% · 4.625%
HK$55,454
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,356/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,909
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,586
−HK$1,703/mo
Today · 4.125%
HK$57,289
baseline
▲ 0.50% · 4.625%
HK$60,775
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,578/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,973
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,581
−HK$1,632/mo
Today · 4.125%
HK$63,213
baseline
▲ 0.50% · 4.625%
HK$66,545
+HK$3,332/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,426/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,894
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,850
−HK$1,988/mo
Today · 4.125%
HK$66,838
baseline
▲ 0.50% · 4.625%
HK$70,904
+HK$4,066/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,676/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,968
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,845
−HK$1,904/mo
Today · 4.125%
HK$73,749
baseline
▲ 0.50% · 4.625%
HK$77,636
+HK$3,887/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,498/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,863
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,378
−HK$2,556/mo
Today · 4.125%
HK$85,934
baseline
▲ 0.50% · 4.625%
HK$91,163
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,868/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,959
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,372
−HK$2,448/mo
Today · 4.125%
HK$94,820
baseline
▲ 0.50% · 4.625%
HK$99,818
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,640/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,799 · Scale 2, in force from 26 Feb 2026)