LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,925
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,322
−HK$1,420/mo
Today · 4.125%
HK$47,742
baseline
▲ 0.50% · 4.625%
HK$50,647
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,484/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,979
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,319
−HK$1,360/mo
Today · 4.125%
HK$52,679
baseline
▲ 0.50% · 4.625%
HK$55,456
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,358/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,910
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,587
−HK$1,704/mo
Today · 4.125%
HK$57,291
baseline
▲ 0.50% · 4.625%
HK$60,777
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,582/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,974
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,583
−HK$1,632/mo
Today · 4.125%
HK$63,215
baseline
▲ 0.50% · 4.625%
HK$66,547
+HK$3,332/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,430/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,895
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,851
−HK$1,988/mo
Today · 4.125%
HK$66,839
baseline
▲ 0.50% · 4.625%
HK$70,906
+HK$4,067/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,678/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,970
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,847
−HK$1,903/mo
Today · 4.125%
HK$73,750
baseline
▲ 0.50% · 4.625%
HK$77,638
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,500/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,865
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,380
−HK$2,556/mo
Today · 4.125%
HK$85,936
baseline
▲ 0.50% · 4.625%
HK$91,165
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,872/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,962
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,374
−HK$2,448/mo
Today · 4.125%
HK$94,822
baseline
▲ 0.50% · 4.625%
HK$99,820
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,644/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,816 · Scale 2, in force from 26 Feb 2026)