LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,926
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,323
−HK$1,420/mo
Today · 4.125%
HK$47,743
baseline
▲ 0.50% · 4.625%
HK$50,648
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,486/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,979
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,320
−HK$1,360/mo
Today · 4.125%
HK$52,680
baseline
▲ 0.50% · 4.625%
HK$55,456
+HK$2,776/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,360/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,911
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,588
−HK$1,703/mo
Today · 4.125%
HK$57,291
baseline
▲ 0.50% · 4.625%
HK$60,777
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,582/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,975
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,584
−HK$1,631/mo
Today · 4.125%
HK$63,215
baseline
▲ 0.50% · 4.625%
HK$66,548
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,430/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,896
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,852
−HK$1,988/mo
Today · 4.125%
HK$66,840
baseline
▲ 0.50% · 4.625%
HK$70,907
+HK$4,067/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,680/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,971
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,848
−HK$1,903/mo
Today · 4.125%
HK$73,751
baseline
▲ 0.50% · 4.625%
HK$77,639
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,502/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,866
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,382
−HK$2,555/mo
Today · 4.125%
HK$85,937
baseline
▲ 0.50% · 4.625%
HK$91,166
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,874/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,963
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,375
−HK$2,448/mo
Today · 4.125%
HK$94,823
baseline
▲ 0.50% · 4.625%
HK$99,821
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,646/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,826 · Scale 2, in force from 26 Feb 2026)