LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,926
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,324
−HK$1,419/mo
Today · 4.125%
HK$47,743
baseline
▲ 0.50% · 4.625%
HK$50,648
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,486/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,980
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,320
−HK$1,360/mo
Today · 4.125%
HK$52,680
baseline
▲ 0.50% · 4.625%
HK$55,457
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,360/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,911
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,588
−HK$1,704/mo
Today · 4.125%
HK$57,292
baseline
▲ 0.50% · 4.625%
HK$60,778
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,584/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,976
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,584
−HK$1,632/mo
Today · 4.125%
HK$63,216
baseline
▲ 0.50% · 4.625%
HK$66,548
+HK$3,332/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,432/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,896
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,853
−HK$1,988/mo
Today · 4.125%
HK$66,841
baseline
▲ 0.50% · 4.625%
HK$70,908
+HK$4,067/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,682/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,972
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,848
−HK$1,904/mo
Today · 4.125%
HK$73,752
baseline
▲ 0.50% · 4.625%
HK$77,640
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,504/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,867
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,382
−HK$2,556/mo
Today · 4.125%
HK$85,938
baseline
▲ 0.50% · 4.625%
HK$91,167
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,876/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,964
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,376
−HK$2,448/mo
Today · 4.125%
HK$94,824
baseline
▲ 0.50% · 4.625%
HK$99,822
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,648/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,833 · Scale 2, in force from 26 Feb 2026)