LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,927
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,324
−HK$1,420/mo
Today · 4.125%
HK$47,744
baseline
▲ 0.50% · 4.625%
HK$50,649
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,488/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,980
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,321
−HK$1,360/mo
Today · 4.125%
HK$52,681
baseline
▲ 0.50% · 4.625%
HK$55,458
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,362/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,912
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,589
−HK$1,704/mo
Today · 4.125%
HK$57,293
baseline
▲ 0.50% · 4.625%
HK$60,779
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,586/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,976
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,585
−HK$1,632/mo
Today · 4.125%
HK$63,217
baseline
▲ 0.50% · 4.625%
HK$66,549
+HK$3,332/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,434/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,897
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,854
−HK$1,987/mo
Today · 4.125%
HK$66,841
baseline
▲ 0.50% · 4.625%
HK$70,909
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,682/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,973
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,849
−HK$1,904/mo
Today · 4.125%
HK$73,753
baseline
▲ 0.50% · 4.625%
HK$77,641
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,506/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,868
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,383
−HK$2,556/mo
Today · 4.125%
HK$85,939
baseline
▲ 0.50% · 4.625%
HK$91,168
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,878/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,965
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$92,377
−HK$2,448/mo
Today · 4.125%
HK$94,825
baseline
▲ 0.50% · 4.625%
HK$99,824
+HK$4,999/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,650/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,842 · Scale 2, in force from 26 Feb 2026)