LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,928
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,325
−HK$1,420/mo
Today · 4.125%
HK$47,745
baseline
▲ 0.50% · 4.625%
HK$50,650
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,490/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,982
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,322
−HK$1,360/mo
Today · 4.125%
HK$52,682
baseline
▲ 0.50% · 4.625%
HK$55,459
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,364/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,913
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,590
−HK$1,704/mo
Today · 4.125%
HK$57,294
baseline
▲ 0.50% · 4.625%
HK$60,780
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,588/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,978
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,587
−HK$1,631/mo
Today · 4.125%
HK$63,218
baseline
▲ 0.50% · 4.625%
HK$66,551
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,436/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,899
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,855
−HK$1,988/mo
Today · 4.125%
HK$66,843
baseline
▲ 0.50% · 4.625%
HK$70,910
+HK$4,067/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,686/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,974
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,851
−HK$1,904/mo
Today · 4.125%
HK$73,755
baseline
▲ 0.50% · 4.625%
HK$77,643
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,510/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,870
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,385
−HK$2,556/mo
Today · 4.125%
HK$85,941
baseline
▲ 0.50% · 4.625%
HK$91,170
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,882/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,967
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,380
−HK$2,448/mo
Today · 4.125%
HK$94,828
baseline
▲ 0.50% · 4.625%
HK$99,826
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,656/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,860 · Scale 2, in force from 26 Feb 2026)