LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,928
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,326
−HK$1,420/mo
Today · 4.125%
HK$47,746
baseline
▲ 0.50% · 4.625%
HK$50,651
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,492/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,982
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,323
−HK$1,360/mo
Today · 4.125%
HK$52,683
baseline
▲ 0.50% · 4.625%
HK$55,460
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,366/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,914
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,591
−HK$1,704/mo
Today · 4.125%
HK$57,295
baseline
▲ 0.50% · 4.625%
HK$60,781
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,590/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,979
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,588
−HK$1,631/mo
Today · 4.125%
HK$63,219
baseline
▲ 0.50% · 4.625%
HK$66,552
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,438/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,900
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,856
−HK$1,988/mo
Today · 4.125%
HK$66,844
baseline
▲ 0.50% · 4.625%
HK$70,912
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,688/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,975
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,852
−HK$1,904/mo
Today · 4.125%
HK$73,756
baseline
▲ 0.50% · 4.625%
HK$77,644
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,512/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,871
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,387
−HK$2,556/mo
Today · 4.125%
HK$85,943
baseline
▲ 0.50% · 4.625%
HK$91,172
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,886/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,968
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,381
−HK$2,448/mo
Today · 4.125%
HK$94,829
baseline
▲ 0.50% · 4.625%
HK$99,828
+HK$4,999/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,658/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,872 · Scale 2, in force from 26 Feb 2026)