LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,931
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,328
−HK$1,420/mo
Today · 4.125%
HK$47,748
baseline
▲ 0.50% · 4.625%
HK$50,653
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,496/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,985
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,325
−HK$1,360/mo
Today · 4.125%
HK$52,685
baseline
▲ 0.50% · 4.625%
HK$55,462
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,370/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,917
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,594
−HK$1,704/mo
Today · 4.125%
HK$57,298
baseline
▲ 0.50% · 4.625%
HK$60,784
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,596/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,982
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,590
−HK$1,632/mo
Today · 4.125%
HK$63,222
baseline
▲ 0.50% · 4.625%
HK$66,555
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,444/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,903
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,859
−HK$1,988/mo
Today · 4.125%
HK$66,847
baseline
▲ 0.50% · 4.625%
HK$70,915
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,694/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,979
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,856
−HK$1,903/mo
Today · 4.125%
HK$73,759
baseline
▲ 0.50% · 4.625%
HK$77,647
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,518/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,875
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,391
−HK$2,556/mo
Today · 4.125%
HK$85,947
baseline
▲ 0.50% · 4.625%
HK$91,176
+HK$5,229/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,894/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,973
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,386
−HK$2,448/mo
Today · 4.125%
HK$94,834
baseline
▲ 0.50% · 4.625%
HK$99,832
+HK$4,998/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,668/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,907 · Scale 2, in force from 26 Feb 2026)