LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,931
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,329
−HK$1,420/mo
Today · 4.125%
HK$47,749
baseline
▲ 0.50% · 4.625%
HK$50,654
+HK$2,905/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,498/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,986
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,326
−HK$1,360/mo
Today · 4.125%
HK$52,686
baseline
▲ 0.50% · 4.625%
HK$55,463
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,372/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,917
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,595
−HK$1,704/mo
Today · 4.125%
HK$57,299
baseline
▲ 0.50% · 4.625%
HK$60,785
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,598/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,983
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,591
−HK$1,632/mo
Today · 4.125%
HK$63,223
baseline
▲ 0.50% · 4.625%
HK$66,556
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,446/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,904
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,860
−HK$1,988/mo
Today · 4.125%
HK$66,848
baseline
▲ 0.50% · 4.625%
HK$70,916
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,696/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,980
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,857
−HK$1,904/mo
Today · 4.125%
HK$73,761
baseline
▲ 0.50% · 4.625%
HK$77,649
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,522/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,876
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,392
−HK$2,556/mo
Today · 4.125%
HK$85,948
baseline
▲ 0.50% · 4.625%
HK$91,178
+HK$5,230/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,896/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,974
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,387
−HK$2,448/mo
Today · 4.125%
HK$94,835
baseline
▲ 0.50% · 4.625%
HK$99,834
+HK$4,999/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,670/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,918 · Scale 2, in force from 26 Feb 2026)