LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,933
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,330
−HK$1,420/mo
Today · 4.125%
HK$47,750
baseline
▲ 0.50% · 4.625%
HK$50,656
+HK$2,906/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,500/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,987
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,328
−HK$1,360/mo
Today · 4.125%
HK$52,688
baseline
▲ 0.50% · 4.625%
HK$55,465
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,376/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,919
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,597
−HK$1,704/mo
Today · 4.125%
HK$57,301
baseline
▲ 0.50% · 4.625%
HK$60,787
+HK$3,486/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,602/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,985
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,594
−HK$1,632/mo
Today · 4.125%
HK$63,226
baseline
▲ 0.50% · 4.625%
HK$66,558
+HK$3,332/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,452/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,906
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,863
−HK$1,988/mo
Today · 4.125%
HK$66,851
baseline
▲ 0.50% · 4.625%
HK$70,918
+HK$4,067/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,702/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,982
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,859
−HK$1,904/mo
Today · 4.125%
HK$73,763
baseline
▲ 0.50% · 4.625%
HK$77,651
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,526/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,879
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,395
−HK$2,556/mo
Today · 4.125%
HK$85,951
baseline
▲ 0.50% · 4.625%
HK$91,181
+HK$5,230/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$171,902/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,977
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,390
−HK$2,448/mo
Today · 4.125%
HK$94,838
baseline
▲ 0.50% · 4.625%
HK$99,837
+HK$4,999/mo
Deposit HK$1.97M · loan HK$17.73M · min. income ≈ HK$189,676/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,944 · Scale 2, in force from 26 Feb 2026)