LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,935
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,332
−HK$1,420/mo
Today · 4.125%
HK$47,752
baseline
▲ 0.50% · 4.625%
HK$50,658
+HK$2,906/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,504/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,989
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,330
−HK$1,360/mo
Today · 4.125%
HK$52,690
baseline
▲ 0.50% · 4.625%
HK$55,467
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,380/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,921
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,599
−HK$1,704/mo
Today · 4.125%
HK$57,303
baseline
▲ 0.50% · 4.625%
HK$60,790
+HK$3,487/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,606/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,987
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,596
−HK$1,632/mo
Today · 4.125%
HK$63,228
baseline
▲ 0.50% · 4.625%
HK$66,561
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,456/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,908
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,865
−HK$1,988/mo
Today · 4.125%
HK$66,853
baseline
▲ 0.50% · 4.625%
HK$70,921
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,706/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,985
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,862
−HK$1,904/mo
Today · 4.125%
HK$73,766
baseline
▲ 0.50% · 4.625%
HK$77,654
+HK$3,888/mo
Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$147,532/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,882
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,398
−HK$2,556/mo
Today · 4.125%
HK$85,954
baseline
▲ 0.50% · 4.625%
HK$91,184
+HK$5,230/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,908/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,981
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$92,394
−HK$2,448/mo
Today · 4.125%
HK$94,842
baseline
▲ 0.50% · 4.625%
HK$99,841
+HK$4,999/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,684/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$738,972 · Scale 2, in force from 26 Feb 2026)