LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,938
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,336
−HK$1,420/mo
Today · 4.125%
HK$47,756
baseline
▲ 0.50% · 4.625%
HK$50,662
+HK$2,906/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,512/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,994
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,334
−HK$1,361/mo
Today · 4.125%
HK$52,695
baseline
▲ 0.50% · 4.625%
HK$55,472
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,390/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,926
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,604
−HK$1,704/mo
Today · 4.125%
HK$57,308
baseline
▲ 0.50% · 4.625%
HK$60,795
+HK$3,487/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,616/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,992
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,601
−HK$1,632/mo
Today · 4.125%
HK$63,233
baseline
▲ 0.50% · 4.625%
HK$66,567
+HK$3,334/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,466/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,914
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,871
−HK$1,988/mo
Today · 4.125%
HK$66,859
baseline
▲ 0.50% · 4.625%
HK$70,927
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,718/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,991
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,868
−HK$1,904/mo
Today · 4.125%
HK$73,772
baseline
▲ 0.50% · 4.625%
HK$77,661
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,544/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,889
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,405
−HK$2,557/mo
Today · 4.125%
HK$85,962
baseline
▲ 0.50% · 4.625%
HK$91,192
+HK$5,230/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,924/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,988
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$92,402
−HK$2,448/mo
Today · 4.125%
HK$94,850
baseline
▲ 0.50% · 4.625%
HK$99,850
+HK$5,000/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,700/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,037 · Scale 2, in force from 26 Feb 2026)