LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,940
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,338
−HK$1,420/mo
Today · 4.125%
HK$47,758
baseline
▲ 0.50% · 4.625%
HK$50,664
+HK$2,906/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,516/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,995
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,360/mo
Today · 4.125%
HK$52,696
baseline
▲ 0.50% · 4.625%
HK$55,474
+HK$2,778/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,392/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,928
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,605
−HK$1,705/mo
Today · 4.125%
HK$57,310
baseline
▲ 0.50% · 4.625%
HK$60,797
+HK$3,487/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$114,620/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,994
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,603
−HK$1,633/mo
Today · 4.125%
HK$63,236
baseline
▲ 0.50% · 4.625%
HK$66,569
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.82M · min. income ≈ HK$126,472/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,916
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,873
−HK$1,988/mo
Today · 4.125%
HK$66,861
baseline
▲ 0.50% · 4.625%
HK$70,930
+HK$4,069/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,722/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,993
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,870
−HK$1,905/mo
Today · 4.125%
HK$73,775
baseline
▲ 0.50% · 4.625%
HK$77,664
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,550/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,892
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,408
−HK$2,556/mo
Today · 4.125%
HK$85,964
baseline
▲ 0.50% · 4.625%
HK$91,195
+HK$5,231/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,928/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,991
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$92,405
−HK$2,448/mo
Today · 4.125%
HK$94,853
baseline
▲ 0.50% · 4.625%
HK$99,853
+HK$5,000/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,706/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,060 · Scale 2, in force from 26 Feb 2026)